By: Lyra Liza MahinayIt is the time of the year again where everyone is busy looking back, figuring things out, and the tradition of making a fresh set of goals. 2020 was indeed a tough year, but one thing is for sure, it taught us the value of resiliency. We fear for our life, and our safety is at risk. People are devastated due to the loss of loved ones, silent personal battles, and bothered inner peace. These factors have greatly affected our way of living throughout the year, but guess what? We survived!
Some of us may have difficulty sticking to goals because we do not usually consider them seriously. We used to jot down a list of goals but do we make that a conscious intent? As we move on to a new beginning, here are some tips on making the most of your goals. Let us start making sense of your cents this 2021!
My goal for this year is to own a home.
Motivating yourself is an essential factor in realizing your goals since it will serve as your drive. Without passion and focus, you might likely lose the sense of urgency, which will lead to an irrelevant outcome. It is normal if you lose spark at times, but instead of being negative, review and track down your little progress from time to time. Doing so can help you feel a sense of accomplishment as you see the progress you are making. A detailed plan and a confident heart will help you reach your goals. I have always dreamed of living in a place that provides various opportunities, of being in a township that is not just a home. A community that lets you explore the freedom of living in an upscale lifestyle. There is no harm in dreaming.
A “buy a house” note has been sitting on my bucket list for so long. Before, I could not even imagine having it because I do not have the resources; I just got out of college, a total newbie. I wrote these lists four years ago, and now I needed to step up and remove this long term tenant from the bucket. I should have done it two years ago, or maybe I am just afraid of the “what ifs.” What if I fail? What if this is not really for me? What if I could not afford it? Luckily, there are real estate developers that give more value to our dreams. Camella, a leading home and township builder in the Philippines, offers flexible financing options to aspiring homeowners like me. As a starting investor, this is a great way to realize my dream; to own a property that I will call my home. For more information, visit www.camella.com.ph or contact 0917 5639 617.
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By: Ma. Theresa Angelika DalmacioFinding your perfect home should not feel like a job, and in this case, you should absolutely be the boss. Here are four reasons why you should hire a real estate professional:
That one fine day has finally come to your life, and you have never been this ready to get that dream house of yours. The hunt begins, and the choice is always yours. But doing it yourself might get a little exhausting given the line-up of decisions to make. You decide to seek the help of a real estate agent. First things first, what are real estate professionals? We often generalize these people into agents. However, they have specific roles in the industry, and their rates also vary by the skills they offer. There are basically consultants, appraisers, assessors, brokers, salespeople, and to name a few. Considering yourself now as a real estate investor, you are most likely to deal with brokers and salespeople. More on brokers and salespeople, why should you hire one? 1.) Buying a property requires a decent amount of time You may realize that you actually have a full-time job of your own. You do not have enough weekends, and the extra hours that purchasing a property demands are beyond your limit. You need someone to make calls, go through seller’s listings, visit each house, and tone it down to the best suiting options for you to get to the closing stage. Not to mention the travel time you will be spending to get from one spot to another; this is also counted. 2.) You may have personal concerns about the house you want If you do not mind doing the business talk with at least a few sellers or more in a day, you will be fine doing this step personally. Experienced investors tend to become negotiators of their own, ensuring the outcome is reasonably favorable to their criteria. But outsourcing for somebody to speak on your behalf is also a promising idea, whether you are an experienced investor or a first time home buyer. Real estate agents have professional negotiating skills and can help you get through steep transactions smoothly. They act as a mediator between you and the seller, which means both sides can entirely and honestly lay out their concerns with the agent. This will then be translated to each party without risking any personal line set by the seller or buyer. Note that agents act in the best interest of their beneficiaries. Both can totally benefit from this idea of representation and professional negotiation to get a reasonably handsome deal. 3.) The papers could be overwhelming As you go with your home searching, you would come across a list of requirements from here and there and definitely be handed tons of documents to sign. Real estate agents are thoroughly familiar with the entire process, and they could get you through from point A to point B with such ease. Remind yourself of the fiduciary duty that they have on you and give yourself the assurance that you are purchasing your home legally. But of course, you must beware of fraudsters out there. Make sure to find the right people to entrust your property buying transaction with. 4.) You’ll have questions. A ton of questions Skills are not only the beneficial factor there is in teaming up with real estate agents. In a real sense, it is their experience you should look out for, whether you are an investor or a seller. They know the neighborhood better; they could suggest better reasons why you should or should not get the property. Even details as little as gum under the table, a crack on the wall, or the bricks on the driveway; they tend to share these things that could help you come up with better decisions. They have tools of their own to know which works for both home sellers and buyers. With years of meeting different people, countless ocular inspection, and tough negotiations, rest assured that you would find your perfect home with an excellent real estate professional. In Conclusion Investing in real estate is such a big move for almost everybody. Although many have the drive to start the new venture independently, they tend to get exhausted and overwhelmed along the process. It requires a decent amount of time, professional knowledge, expertise, and thorough consideration to develop one killer decision. Note that it is only just and never wrong to seek professional assistance. Whenever you need one, you could check out this list of real estate professionals we consider valuable trade partners. You may contact them through (Please plug brokers’ websites and organizations alike... thank you). If you are looking for the best value properties, visit www.camella.com.ph or contact 09175639617. |